You Pay a Portion of Long-Term Care
Long-term care is part of the province’s health care system and publicly funded on a cost-shared basis with those residing here. The government does not pay the full cost of long-term care and expects you to pay a portion of your “room and board” to the long-term care community. This accommodation fee or co-payment is what long-term care communities use to fund the ongoing maintenance and operation of the home.
The provincial government sets the rates for all long-term care in Ontario. This is done once a year, and includes a review of accommodations, meals, nursing, personal care, and services such as laundry. The government pays the “care portion” of this directly to us and you pay the “copayment” amount/accommodation fee to cover room costs. This is also set by the government, standardized across the province, and based on pension rates. Your payments are made monthly and set up as pre-authorized payments from a bank account.
Additional Charges
Additional services are also available for a fee, should you require them. These include:
- Transportation to appointments
- Dental, hearing, and vision care
- Medications and treatments not covered under the Ontario Drug Benefit Plan
- Telephone, cable TV, internet
- Newspaper delivery
- Tuck shop purchases
- Hair salon & barber services
We would also be happy to help you coordinate the purchase of equipment such as wheelchairs, toilet aids, and other self-help items through any of our providers.
Please note that you are not required to purchase care, services, programs, or goods through the community. You may purchase these things from other providers if you wish (note that some restrictions may apply with respect to the supply of medications).
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You may be eligible for a co-payment/accommodation fee rate reduction for basic accommodation.
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Financial Supports & Rate Reductions
You may be eligible for a co-payment/accommodation fee rate reduction for basic accommodation. People living in preferred or private accommodation are not eligible for this co-payment rate reduction unless they meet the criteria for exceptional circumstances.
In situations where one spouse/partner moves into a community and the other requires financial assistance to remain in their own home, an application for exceptional circumstances can be made.
To apply for exceptional circumstances, please complete an Application for Reduction in the Long-Term Care Home Accommodation Fees. For more information, contact the LTC Action Line at 1-866-434-0144 or visit www.ontario.ca/page/get-help-paying-long-term-care.
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Additional Government Assistance Programs include:
Visit the links above for more information, or speak to your Home & Community Care Support Services Coordinator or to one of our team members for help.
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